https://businesscreditbook.com/ Plain answers on business credit, DUNS numbers and fixing credit report errors en Tue, 13 Oct 2026 17:01:24 +0000 https://businesscreditbook.com/credit-report-disputes/how-to-dispute-credit-report-collections https://businesscreditbook.com/credit-report-disputes/how-to-dispute-credit-report-collections Tue, 13 Oct 2026 16:59:05 +0000 A collection entry on your credit report can hurt your business funding. Here is how to dispute one yourself, for free, if it is wrong. https://businesscreditbook.com/duns-number/how-to-get-a-duns-number-for-my-business https://businesscreditbook.com/duns-number/how-to-get-a-duns-number-for-my-business Tue, 13 Oct 2026 16:59:05 +0000 A step-by-step walkthrough of getting a D-U-N-S Number from Dun & Bradstreet. It is free, it is issued once, and you request it yourself. https://businesscreditbook.com/duns-number/duns-number-free https://businesscreditbook.com/duns-number/duns-number-free Tue, 13 Oct 2026 16:59:05 +0000 Business owners hear mixed things about what a D-U-N-S Number costs. D&B's own answer is plain: it is free, and no purchase is ever required. https://businesscreditbook.com/business-credit-scores/personal-credit-score-for-business-owners https://businesscreditbook.com/business-credit-scores/personal-credit-score-for-business-owners Tue, 13 Oct 2026 16:59:05 +0000 A personal credit score is a separate number from a business credit score. Here is what each one is, how a personal score is made, and how to see yours. https://businesscreditbook.com/business-credit-scores/how-to-check-my-business-credit-score https://businesscreditbook.com/business-credit-scores/how-to-check-my-business-credit-score Tue, 13 Oct 2026 16:59:05 +0000 A business owner can see their own business credit score and report. Here is what the score is, who reads it, and where to look. https://businesscreditbook.com/business-credit-scores/business-credit-report-equifax https://businesscreditbook.com/business-credit-scores/business-credit-report-equifax Tue, 13 Oct 2026 16:59:05 +0000 A plain guide to the Equifax business credit report, who reads it, what is inside it, and how to order and monitor your own. https://businesscreditbook.com/business-credit-scores/business-credit-report-experian https://businesscreditbook.com/business-credit-scores/business-credit-report-experian Tue, 13 Oct 2026 16:59:05 +0000 A first look at what Experian keeps on your company, and what goes in the report. https://businesscreditbook.com/build-business-credit/how-to-establish-business-credit https://businesscreditbook.com/build-business-credit/how-to-establish-business-credit Tue, 13 Oct 2026 16:59:05 +0000 A new business has no credit file of its own. Here are the steps to build one, in order, from forming the entity to watching the file for errors. https://businesscreditbook.com/build-business-credit/business-credit https://businesscreditbook.com/build-business-credit/business-credit Tue, 13 Oct 2026 16:59:05 +0000 A plain look at business credit for a small business owner: what it is, who checks it, and how to start building a file for free. https://businesscreditbook.com/build-business-credit/ein-vs-duns-number https://businesscreditbook.com/build-business-credit/ein-vs-duns-number Tue, 13 Oct 2026 16:59:05 +0000 One is a tax number from the IRS. The other is a free business identifier from Dun & Bradstreet. Here is how they differ and when a business needs each. https://businesscreditbook.com/build-business-credit/get-an-ein-number https://businesscreditbook.com/build-business-credit/get-an-ein-number Tue, 13 Oct 2026 16:59:05 +0000 A plain walkthrough of the Employer Identification Number: what it is, when the IRS says you need one, and how to apply the right way. https://businesscreditbook.com/duns-number/check-duns-number https://businesscreditbook.com/duns-number/check-duns-number Tue, 13 Oct 2026 16:59:05 +0000 A short walk through D&B's lookup tool, what to do when your record is stale, and when a business needs more than one number. https://businesscreditbook.com/credit-report-disputes/adverse-action-notice https://businesscreditbook.com/credit-report-disputes/adverse-action-notice Tue, 13 Oct 2026 16:59:05 +0000 An adverse action notice names the credit bureau whose report was used, and the FTC says it lets you get another free report to check for errors. https://businesscreditbook.com/credit-report-disputes/after-a-credit-report-dispute https://businesscreditbook.com/credit-report-disputes/after-a-credit-report-dispute Tue, 13 Oct 2026 16:59:05 +0000 You sent the dispute. Here is what the bureau must do next, what the results look like, and what your options are if the item stays. https://businesscreditbook.com/credit-report-disputes/dispute-with-the-creditor https://businesscreditbook.com/credit-report-disputes/dispute-with-the-creditor Tue, 13 Oct 2026 16:59:05 +0000 A mistake on a credit report can be taken straight to the company that supplied it. Here is what the law makes that company do. https://businesscreditbook.com/credit-report-disputes/free-credit-report https://businesscreditbook.com/credit-report-disputes/free-credit-report Tue, 13 Oct 2026 16:59:05 +0000 A business owner's personal credit report can matter for funding. Here is where the real free reports come from and how often you can pull them. https://businesscreditbook.com/credit-report-disputes/fraud-alerts-and-identity-theft https://businesscreditbook.com/credit-report-disputes/fraud-alerts-and-identity-theft Tue, 13 Oct 2026 16:59:05 +0000 A plain look at fraud alerts, how to ask for one, and what the law says an identity theft victim can also do. https://businesscreditbook.com/credit-report-disputes/credit-report-security-freeze https://businesscreditbook.com/credit-report-disputes/credit-report-security-freeze Tue, 13 Oct 2026 16:59:05 +0000 A freeze locks your credit report so lenders cannot pull it without your say so. Here is what the Fair Credit Reporting Act says it covers, and what it leaves alone. https://businesscreditbook.com/credit-report-disputes/how-to-dispute-credit-report https://businesscreditbook.com/credit-report-disputes/how-to-dispute-credit-report Tue, 13 Oct 2026 16:59:05 +0000 A step-by-step guide for business owners on disputing errors on a personal credit report yourself, at no cost, under the Fair Credit Reporting Act. https://businesscreditbook.com/credit-report-disputes/fair-credit-reporting-act https://businesscreditbook.com/credit-report-disputes/fair-credit-reporting-act Tue, 13 Oct 2026 16:59:05 +0000 The law behind every credit report a lender pulls on you. What it demands of the bureaus, and the rights it hands you when the file is wrong. https://businesscreditbook.com/duns-number/duns-number-vs-unique-entity-id https://businesscreditbook.com/duns-number/duns-number-vs-unique-entity-id Tue, 13 Oct 2026 16:59:05 +0000 Business owners run into both numbers when setting up a company. One comes from Dun & Bradstreet, the other from the federal government, and they are not the same thing. https://businesscreditbook.com/duns-number/what-duns-number-used-for https://businesscreditbook.com/duns-number/what-duns-number-used-for Tue, 13 Oct 2026 16:59:05 +0000 A D-U-N-S Number is a free ID that puts a business in Dun & Bradstreet's database. Here is what that lets others do, and what it does not require. https://businesscreditbook.com/duns-number/d-u-n-s-number-for-business https://businesscreditbook.com/duns-number/d-u-n-s-number-for-business Tue, 13 Oct 2026 16:59:05 +0000 A plain answer for business owners on what a D-U-N-S Number is, what it costs and who can get one. https://businesscreditbook.com/credit-repair/credit-repair-contract-rights https://businesscreditbook.com/credit-repair/credit-repair-contract-rights Tue, 13 Oct 2026 16:59:05 +0000 Federal law gives you three business days to walk away from a new credit repair contract, at no charge. Here is what the law requires before and after you sign. https://businesscreditbook.com/credit-repair/credit-repair-scams https://businesscreditbook.com/credit-repair/credit-repair-scams Tue, 13 Oct 2026 16:59:05 +0000 A company promises a fast, guaranteed fix for your credit. The law has a short list of things no honest one will ever do. https://businesscreditbook.com/credit-repair/business-credit-repair https://businesscreditbook.com/credit-repair/business-credit-repair Tue, 13 Oct 2026 16:59:05 +0000 Owners searching for business credit repair run into a federal law written for individuals. Here is what the Credit Repair Organizations Act requires, forbids, and leaves out. https://businesscreditbook.com/credit-repair/assistance-with-credit-repair https://businesscreditbook.com/credit-repair/assistance-with-credit-repair Tue, 13 Oct 2026 16:59:05 +0000 A company says it can fix your credit for a fee. The law sets strict rules on what it may charge, say, and do. Here is what to check before you pay. https://businesscreditbook.com/credit-repair/how-do-i-repair-my-own-credit https://businesscreditbook.com/credit-repair/how-do-i-repair-my-own-credit Tue, 13 Oct 2026 16:59:05 +0000 A business owner can dispute credit report errors for free. Here is the process, and how to spot a repair company that breaks the law. https://businesscreditbook.com/credit-repair/repair-credit https://businesscreditbook.com/credit-repair/repair-credit Tue, 13 Oct 2026 16:59:05 +0000 Ads promise a fix for your credit. The law says what a company may charge, what it must put in writing, and what you can do yourself for free. https://businesscreditbook.com/credit-report-disputes/a-wrong-account-on-your-credit-report https://businesscreditbook.com/credit-report-disputes/a-wrong-account-on-your-credit-report Tue, 13 Oct 2026 16:28:16 +0000 A lender turned down your business application and the reason sends you to your own credit report. One account on it is not yours. https://businesscreditbook.com/duns-number/the-duns-number-sales-call https://businesscreditbook.com/duns-number/the-duns-number-sales-call Tue, 13 Oct 2026 16:28:16 +0000 A caller says your business needs a paid D-U-N-S Number before a lender will look at it. Here is what Dun & Bradstreet itself says.