From: The laptop of Jay Hannon
Re: Your Survival (and why this is your only way out)
Would it surprise you to know that you can get $5,000, $10,000, $15,000...
...and even $50,000 and $100,000 worth of credit...
to start-up, expand... or even SAVE your business?
And would it it surprise you even more that you can learn how to do it all in a simple 88-page guide - for free?
Where, if you just follow certain steps in the right order, you can get access to as much credit as you need... for almost any new or existing business?
It's almost like having a 'secret bank account' you could quickly & easily tap into - any time...when YOU or YOUR business need extra cash....
Are you Skeptical?
You should be.
After all, you can’t believe everything you read on the internet :-)
so let me prove it to you

But first, read this disclaimer:
The breakthrough information I'm about to reveal to you, has been kept hidden from small business owners for years...
Until recently these secrets were only known to "industry insiders"... and those who were lucky enough to know...
...the right people, at the right time, at the right banks...
But now, for the first time ever... thanks to the power of the internet
this information is now being shared with average business owners across the USA...
And best of all - you can start using it in as little as 2-minutes from right now... to start getting credit for your own business too...
And you can get it... for free.
But please understand - even though this will work for 97% of businesses who use it... the 3% who it will not work for, are generally extreme cases.
Ultimately - I don't know your specific situation... so read the rest of this page to see if you are part of the 97% who this will work for.
The business owners you are about to meet on this page have had great success because they followed the guide step-by-step.
With that out of the way...I can guarantee you that if you follow the simple steps inside your new 88-page Business Credit Secrets guide...
You Will Finally Have The Information You Need To Get As Much Business Credit As You Need To Help With Cashflow...
All by using this same counterintuitive strategy.
That I am sharing with you on this very page.
The same strategy I personally used to get $589,708.25 in just 45 days.

First we got $200,000 worth of business credit from one source (we reveal in the 88 page guide)...

Then we got another $165,000 from another business friendly bank...

And then we got another $244,209.64 extended to us by American Express (Yes, Amex is one of the best little-known sources of business credit)...
All In All We Were Able To Secure $589,708.25 In Business Credit In Just 45 Days Using These Strategies
And we did it by just following a simple set of step-by-step instructions found in this powerful 88-page free guide...
Now - to be clear - our business was generating a good amount of revenue at the time... 7 figures...
So please understand, that while I am not at all saying you too can get $589k in business credit in under 45 days...
What I can tell you is -
This Can Work For Almost Any Business Regardless Of Size, Age, Or Revenue
Even if...
- You have low personal credit scores (even if they are in the 500's or lower -- you can still get credit)
- Your business is brand new or just starting up - (even if all have so far is just an idea!)
- You don't have a business credit score yet (or you've never even heard of what a business credit score is)
- You've been denied for a business loan or line of credit in the past (this can actually help you if you know how to use it)
- Your sales are slow, and you don't know what to do (that's ok because once you do this, it has the potential to fix everything...)
- You believe in your business plan even though no one else can see your vision just yet (the secret on page 69 solves this for good!)
- You've maxed out your credit cards, and have lots of debt (and how this makes it almost irrelevant when it comes to business credit)
- You have a past repo, bankruptcy, or foreclosure on your credit report (lenders care much less about these than people think!)
- You feel like you're out of options and don't know where to turn
Like I said - this can work for just about anyone and everyone...
Regardless of company size, employees, sales revenue, current debt, or age of business...
So, Now Knowing All This - The Most Important Thing You Must Understand Is...
When it comes to the challenges of getting business credit...
YOU ARE NOT ALONE.
And all hope is not lost... (It's actually a lot easier than you think - IF you know what to do)
Because thousands of small business owners and entrepreneurs just like you... all across America...
Are now using the information inside this powerful 88-page guide...
To secure thousands of dollars in business credit - every single day...
Just Like Earnest...

And even though getting a new $10,000 business credit card is pretty great, that's not even the best part...
Because by just simply following the same exact guide you are about to have access to, for free...
Not only was Earnest able to secure $10k at 0% interest in just 24 hours...
He was also able to establish high business credit scores...

And that's not all...
He even raised his personal credit scores well into the mid 700's...

And it gets even better - because...
Using This Insider Information, Earnest Was Also Able To Get Himself And His Business $107,000 Worth Of Credit... In Only 2 Weeks Time

These are the little-known 'Insider Secrets' of what it takes to secure thousands, tens of thousands... even hundreds of thousands of dollars in real usable business credit.
All I ask is that you pay a small one-time shipping & processing fee of just $6.95 to help cover our costs.
But The Most Exciting News About Earnest's Success Is... He's Sharing It With You
Here's how...
When you claim your free copy of Business Credit Secrets right now...
You're going to get Instant Access to download your guide, and 5 other very valuable bonuses...
One of those bonuses... is a video which has never been seen before by the public...
Because...
In This 90-Minute 'Tell-All' Video... Earnest Reveals The Exact Step-By-Step Process That Got Him $100,000 In Business Credit
You'll learn in full detail, the same steps he took...
The exact process...
The exact lenders...
The exact credit lines...
All the insider secrets he learned along the way...
This kind of real-world in-the-trenches - backstage access is easily worth thousands of dollars on it's own...
But in order to help as many small business owners and entrepreneurs as possible through these turbulent times...
I'm including this special 90-minute training - FREE today, when you claim your Free copy of the Business Credit Secrets guide!

When you claim your free copy of Business Credit Secrets now, you're also getting 5 additional bonuses worth more than $451.
Just pay a small $6.95 shipping & processing fee, and you get everything FREE!
But Earnest isn't the only one who has had success with what's inside this Free 88-page Business Credit Secrets guide either...
Meet Peggy -
Peggy Also Used This Insider Information To Buy A Brand New Cargo Van For Her Non-Medical Transport Business
Here’s a post she posted in our private FB Community...

And here’s another member who started using these strategies…
Dave Went From 'Out-Of-Business'... To $500,000 In One Single Year Also Using This Information
You see, Dave had a successful business and it was driven mostly by credit.
But after a few "down months"... things took a turn for the worst, and he wound up losing everything...
Including his business, his farm, his house, and his wife...
And to make matters worse, his health - he suffered a heart attack from all the stress.
Luckily -
Not long after...
Just like Earnest, and Peggy -
And after implementing everything inside this little 88-page guide (that you are getting for free today)
His life took a dramatic turn for the better...

That's a screenshot of the message he posted inside our private Facebook community.
(Which you'll also be invited to, once you get your copy of this free credit-getting guide)
And here's a few words of advice from Dave to other small business owners and entrepreneurs...

"There's no way you can lose here..."
"There's no way you can lose here. There's a money back guarantee. So at the end of the day, you buy the book and you take action and it doesn't work for you, then you get your money back. That would be the biggest mistake was not doing it. I'm right now poised to do a half a million dollars in the next year in my business. And there's no way I would've been able to do that had I not bought that book and applied it in my life. No way..."
Dave Albin,
Entrepreneur - Boone, NC

When you claim your free copy of Business Credit Secrets now, you're also getting 5 additional bonuses worth more than $451.
Just pay a small $6.95 shipping & processing fee, and you get everything FREE!
Earnest, Peggy And Dave Are Just A Few Of The Thousands Of Small Business Owners & Entrepreneurs...
Who Are Finally Fighting Back Against The System - And Winning
And you can BET...
This credit-boosting, credit getting method is unlike any method you heard of before…
…This is something completely different, because…
- We don’t spend our limited time or energy chasing after banks and lenders who don't want our business
- We don’t bet everything on a single funding source that might or might not come through to "save the day" at the last minute.
- We don’t have to worry about laying off our hard-working employees.
- We don’t dip into our savings, re-mortgage our houses, or sell our possessions, in order to keep the business afloat
- We don’t focus on what's going on in the economy, because the truth is - it doesn't matter (if you know what you're doing)
- We don’t worry about getting declined and we confidently get the funding we want, at the rates we choose.
- We don’t even have to step one single foot or waste one single minute inside a bank branch
- We don’t spend hours on paperwork, phone calls, and useless meetings that go nowhere...
Instead, we follow the step-by-step process inside this 88-page guide - and we go get the credit we want - when we want it.
As a matter of fact:
Everything we do here, has NOTHING to do with what the "traditional" mainstream advice tells you to do... in order to get business credit
This is especially important right now - because...
Because if you're like most business owners out there - listening to the mass media right now...
The only thing you're hearing is doom and gloom...
And the doom and gloom might be true for 99% of others...
But it's no longer true for you...
Because you're here right now.
And even though you don't know it yet...
The truth is...
Lenders Have More Money To Lend Right Now, Than They Know What To Do With...
The sad truth is,most small business owners are frozen in fear right now...
Praying the economy won't take away their livelihood, and everything they've worked so hard for...
Leaving them bankrupt... or worse.
And even though this is true...
A small handful of smart 'in-the-know' entrepreneurs... are now quietly setting their businesses up...
To THRIVE for years to come...
In the new "normal" that is rapidly approaching...
Where things will look very different than before the storm hit...
And YOU... are one of them.
How do I know?
Because YOU... are here.
Which tells me you know you can't rely on the government to help you through this...
You know something has to be done... before it's too late...
And you realize the time to do something about it...
... is right now...
And in just a moment, you're going to discover how a completely different model of generating business credit...
Could be the solution you need... and how you can get it for free.
…and I know that’s true…
Because as you just saw above... it is already changing the lives of others who are using it...
Business Credit Secrets Removes 98% Of All The Frustration And Uncertainty About Getting Business Funding…
It actually makes the entire process fun and exciting!
Because it finally puts YOU back in control...
And turns the tables around in YOUR favor..
So you don't have to fight for the crumbs - while trying to secure the credit you need for your business in 2020...
So instead of all the stinging denials, headaches and heartbreak of the "old" way of doing things...
This method makes it so you can...
- Secure business credit at good rates to use for start-up, equipment, upgrades, inventory, marketing, supplies, or anything else you need
- Quickly and easily build up your business credit profile... so you can get the lowest rates, and the best terms - on business credit cards, loans, and lines of credit…
- Get credit that won't affect your personal credit profile - even if your personal credit scores are low right now...
- Grow your business with peace of mind - get the equipment, technology, and staff you need - to become the success you've always known you could be…
- Protect yourself from emergencies, and unforeseen events in your business, the government, or world events...

Every business owner knows one thing...
Once your cashflow dries up, your business is dead.
Imagine a world where your cashflow NEVER dries up...

When you claim your free copy of Business Credit Secrets now, you're also getting 5 additional bonuses worth more than $451.
Just pay a small $6.95 shipping & processing fee, and you get everything FREE!
It's Like Having A 'Secret Bank Account' 🏦 You Can Quickly & Easily Tap Into Any Time You Or Your Business Need Extra Cash...
When you have lots of credit at low, and even 0% percent interest rates...
It's the closest you'll ever come, to having this 'secret bank account'...
Unfortunately...
A very small percentage of business owners ever get to experience what it's like to have this security blanket...
And sadly, even less get to experience the joy and ease of running a thriving business should bring...
Because -
Your business shouldn't take up every waking hour of your time and mind-share
Your business shouldn't stress you out
Your business shouldn't make you lose sleep
Your business shouldn't be a strain on your personal finances and credit
After all - the whole goal of having your own business is...
To be your own boss
To live on your own terms
To experience true FREEDOM in your life
I want you to think about right now, your IDEAL day, and what that would look like for you...
I want you to imagine waking up fresh, rested and ready to take on anything...
And your phone?
Leave it on the night stand for now..
While you take a few minutes to yourself... just to relax...
No "fires" to put out -
No worries about inventory,
equipment,
purchase orders,
web traffic,
payroll...
Because you KNOW - no matter what happens - you are SECURE.
Thanks to your 'Secret Bank Account' - that you know you can tap into if you ever need it...
The 'Secret Bank Account' that can always be replenished, by using this insider information...
And it's all because of your strong business credit... which not only strengthens your peace of mind -
...knowing you're always ready to handle any business challenge that comes your way...
But it also makes your business more fun and exciting!
Giving you the most powerful asset of long-term successful businesses:
The Ability To Survive
- So you can SURVIVE through unforeseen pandemics
- So you can SURVIVE through unexpected recessions
- So you can SURVIVE through crippling crises
- So you can SURVIVE through cut-throat competition
- So you can SURVIVE through unfair government regulations
- So you can SURVIVE through devastating economic crashes
These are the little-known 'Insider Secrets' of what it takes to secure thousands, tens of thousands... even hundreds of thousands of dollars in real usable business credit.
All I ask is that you pay a small one-time shipping & processing fee of just $6.95 to help cover our costs.
And MOST IMPORTANT Of All... So You NEVER Lose Everything You've Worked So Hard To Create Up To This Point
Because the world, just changed in an instant...
And if you want your business not only to survive -- but to THRIVE through these ups and downs as they come and go...
You have no choice but to download your copy of this free 88-page guide right now.
It's simple...
Look - millions of my fellow small business owners and entrepreneurs are out there trying to survive week after week...
Waiting, hoping, and praying the government steps in to save them...
The reality is - you're out there all alone... and the only one who can save you
IS YOU.
And the first step... is knowing what the '6 Hidden Rules' of the game are... when it comes to getting credit for your business.
And these 6 Hidden Rules are laid out step-by-step for you inside
Well, I encourage you to click these share buttons below, and share this page with them.
You could wind up a hero in your local community, and it costs you nothing to share.
It's time to come together in these times. Because no one is going to 'bail us out' like they do for the big corporations
If just one single business owner or entrepreneur who needs this gets to see it because you shared it - it could be life-changing for them.

These will open in a new window, and will not interrupt your current session
And those who never see this important information... will be left out in the cold - forced to fend for themselves.
With no one left to help them...
Because what no one seems to understand is...
It's not enough you have to pay your:
✔️ Rent...
✔️ Overhead...
✔️ Utilities...
✔️ Employees...
✔️ Insurance...
✔️ Taxes...
✔️ And everything else you have to pay for...
And with what money?
The money you don't have coming in!?
While at the same time fighting off competitors... AND trying to grow your business...
And, you know what I think?
And when I saw just how bad so many in our community are struggling...
I knew it was time I had to do something about it...
To help you, and the other great business owners who power this great nation year after year.
The government claims they "care" about helping small businesses...
But the second that "care" interferes with their "Big Business" relationships and connections...
We go - straight to the BACK OF THE LINE.
You see, they gave out $2.2 Trillion dollars...
But who did they really give it to?
They didn't give it to you, me or others like us...
They gave it, to the banks.
And guess what those banks are doing now?
They are giving it out - as business credit - but only to people they deem "qualified"
And here's what "qualified" REALLY means:
You already have an existing business loan (and relationship) with the bank...
Because they want to make sure you keep making those loan payments.
So, they tap into this government-backed $2.2 Trillion dollar PIGGY-BANK
And for the lucky few who do "qualify"... they toss a few crumbs their way...
And you, and me, and all the others out there - we're left to fight over the crumbs of the crumbs...
But...
That's Not Going To Happen To You
Because for the first time in your life...
Right now - you are going to give yourself...
...an Unfair Advantage - because of the insider information you are about to discover in this 88-page book, that you're going to get - for free.
The information revealed inside this guide will show you how you too, can finally get your fair share...
Because if you're there hoping the government will "bail you out" when things go south...
Then I have news for you...
They can't even bail themselves out!
The national debt is now pushing $26 Trillion dollars...
So if they are this deep in debt - how are they going to bail you out?
The answer is - they can't.
And that's the whole point...
The bottom line is, the entire system - is a house of cards... on the brink of collapse...
Many businesses will come crashing down with it when it falls...
But when you download this free guide today, and use it to create your 'Secret Bank Account'...
When the fallout does come...
You can be confident knowing your business won't be one of the casualties.
Which is why it's time now.
Time to LET GO.
Let go of the "common advice" being spewed all over the internet by so-called "experts"
Let go of the old model of doing things...
The "typical" business credit process looks something like this...
- Step 1 You search around online filling out contact forms for whoever "looks" legitimate enough to reach out to
- Step 2 Your phone, texts and email blows up with slick-talking "boiler room" brokers pitching funding options that would make a neighborhood loan shark queasy
- Step 3 Finally you find someone who seems trustworthy who says they can maybe get you what you're looking for
- Step 4 You spend hours gathering all your financials, and filling out confusing forms and questionnaires. You sign your life away the personal guarantee.
- Step 5 You wait. And wait. Usually weeks. Sometimes a month or more. Your personal credit score drops because of the inquiry.
- Step 6 You finally get a call back on the status, and find that they need just "a few more things" but your application is looking great.
- Step 7 You wait. Another 10-21 days. All the while drowning. Because now you need funds not just for operations, but for payroll too. And sales are starting to slide. But you tell yourself you'll be fine once this loan is approved.You wait. Another 10-21 days. All the while drowning. Because now you need funds not just for operations, but for payroll too. And sales are starting to slide. But you tell yourself you'll be fine once this loan is approved.
- Step 8 The lender calls. Good news the loan is approved. You're home free!
- Step 9 Two days later, the lender calls back. Something happened. The bank is no longer willing to approve the loan. They have no further information why.
- Step 10 Frustrated, stressed, and exhausted, you go online to start the cycle all over again
And Before You Even Have A Chance To Realize It... It's Too Late
It's sad.
But it's real.
And it's happening every single day, all across America, to entrepreneurs who are working their hearts out, just to try and put food on the table...
How do I know?
Because it happened... to me.
My name is Jay Hannon...
and not too long ago, I made the BIGGEST mistake of my life...
After working for 5 long years inside the credit industry...
My guilty conscience forced me to quit.
Because I could no longer stand to see good people being taken advantage of by the greedy corporations and banks...
And I made it my mission from that day forward... to expose all the lies and corruption I discovered...
I started out, by writing a short guide explaining how a little-known credit 'loophole' I discovered while working on the inside...
The information I shared in this short guide was so powerful, that it could raise almost anyone's personal credit score very fast.
But I had absolutely no idea at the time...
It quickly expanded into a full-blown book and training program called Credit Secrets.
And it went on to be featured on national TV and media outlets (more on this in just a second)...
And as more and more people began using it to improve their scores, and even buy new homes, new cars...
Transforming their financial lives for the better...
Word began to spread - like wildfire...
Which most people think would be a good thing...
But oftentimes... fast growth, brings business challenges...
And when you're growing like crazy - as you may know - cashflow, is one of the biggest challenges of them all...
And even though our business was growing rapidly...
It seemed like no one was willing to take a risk on us... and give us a line of credit to bridge the gap...
But the truth was, if we didn't get a large cash injection, and get it fast...
The business was about to come crashing down all around us.
And after weeks and weeks of failure to secure the funds we needed...
Gathering financials...
Sifting through every record we had...
Talking to lender after lender and getting turned down over and over again...
Filling out pages upon pages of applications and confusion paperwork...
All just to wind up back at square one...

And then...

And another...

And when all was said and done, we had secured...
Over $589,000 In Business Credit In A Matter Of Just 60 Days…

When you claim your free copy of Business Credit Secrets now, you're also getting 5 additional bonuses worth more than $451.
Just pay a small $6.95 shipping & processing fee, and you get everything FREE!
And the fact is - we did it the hard way - the OLD WAY...
and the time delays, and the energy it took...
Almost cost us everything.
But what I didn't realize until later on, was...
After all the time, effort and frustration experienced throughout this journey...
I looked back and evaluated the process...
And all of a sudden a shocking thought hit me...
With All The Time And Effort Spent, Only 1% Of It Led To Actual Money In The Bank
So reflecting back on how high the odds were stacked against us from day one... I started writing it down...
The entire process step-by-step, (in case it ever happened to us again)
Leaving all the time-wasters out...
I laid out the process including the 2 companies that gave us a combined $364,498 in credit to save the business...
But I also knew since our situation was very different than most small businesses...
And...
In order to help as many people as possible with this "New Model" of getting business credit...
We had to cover all possible scenarios.
From people just starting out or thinking about starting a business...
To people who already have a business up and running.
I knew it wouldn't be easy - and I knew I couldn't do it alone...
So I had our team scour the internet, and tap every single expert they could find in the credit and lending industries...
To uncover how we could apply this New Model, to the existing solutions out there...
And make sure this could work for anyone at any level of business...
Whether you're already full-scale up and running
Or you're just starting out with an idea.
And when we started testing out what we had found... we knew right away... that combined with Credit Secrets
These business credit secrets... change EVERYTHING.



"Business Credit Secrets”

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"Just got a $5,000 business credit card for my brand new business!" - Delta N.
Here's the bottom line when it comes to getting business credit...
Most people assume you can't get business credit - without good personal credit,
But that's only partially true...
You can get business credit without having good personal credit ... to an extent -
Meaning tiny accounts, high interest credit cards, and secured lines of credit
BUT...
The truth is...
You need to get your personal credit scores up too.
And this has been the #1 obstacle for small business owners and entrepreneurs looking for credit...
This one single 'missing piece' is holding them back...
And that's why...
Remember Earnest from earlier?
That's how he got started too
Along with all our other small business owners who got the highest limits at the best rates...
This is why:
- Much lower interest rates and fees on your business lines of credit
- Much higher credit lines and credit limits for your business
- Much less hassle and frustration, and time invested to find fair deals
- Much easier approvals (even as fast as 24-hours to have cash in your business bank account)
- Much much more... (the actual benefits of taking this important step first are almost endless)
That's right - I said... FREE.
When I said I wanted to help people out I really meant it.
And that's why -
When you claim your free copy of Business Credit Secrets right now...


You may remember above when I mentioned a guide I released, which is now helping over 500,935 Americans learn how to legally raise their credit scores...
And change their financial lives for the better...
And when I decided to reveal these Business Credit Secrets to the world, I knew one thing...
In order to make absolutely sure anyone who got a copy would be able to achieve results...
I knew I had to give away access to Credit Secrets too...
What is Credit Secrets?
I'll let 26-year credit industry veteran John Ulzheimer explain...
When he brought it on National TV in his once-in-a-lifetime interview, with the legendary Larry King...
As you may have seen in the video above, Credit Secrets currently sells for $39.95 on its own

But like I said - I knew if we were going to help as many people as possible through these tough times...
We had no choice, but to go ALL-IN.
And just give away everything...

These are the little-known 'Insider Secrets' of what it takes to secure thousands, tens of thousands... even hundreds of thousands of dollars in real usable business credit.
All I ask is that you pay a small one-time shipping & processing fee of just $6.95 to help cover our costs.
Do you have children?
Grandchildren?
If so, then maybe you've always thought about how you could create a legacy...
Something you could pass down to them when you're gone...
Maybe you thought it was just a dream...
Maybe you thought someone like you could never build something that could last for generations...
But today... it's time to LET GO.
Let go of those doubts...
Let go of your fears, and worries...
Let go of those toxic beliefs that have been holding you back for so long...
Because NOW is the time to take action.
Not because of the economy. Not because of the government.
Not because of your past, or the people who doubted you.
But because of your FUTURE.
Not the future you had when you woke up this morning...
The future you have now, because you somehow by fate or by luck, found your way here right this very moment.
And this moment in time, could be the key to...
Creating And Preserving Your Legacy For Yourself, And Your Family

You DO NOT have to be a millionaire or a billionaire to leave a legacy...
You DO NOT have to change the world...
You DO NOT have to cure the common cold...
No.
Leaving a legacy, can be as simple as giving future generations the gift of
KNOWLEDGE.
Rio (shown above) is a Dad in our Private Facebook group who has not only gotten 3 AmEx business cards for his daughter at age 21...
(Putting her head and shoulders above others her age when it comes to credit...)
But, he is also giving her the WISDOM and most importantly...
Teaching her the RESPONSIBILITY that comes along with playing the credit game...
This is a mindset that she will then teach her children someday...
And they will teach theirs.
This is what a true legacy looks like...
Now Is Your Chance To Create The Life And Legacy You And Your Family Deserve
As you can see here...
We're proving the idea of “following the traditional path” to be all wrong…
Instead of running around trying to get credit to survive…
Entrepreneurs like you are now setting themselves and their families up
For brighter financial futures... no matter what the economy brings...

The "F" on my laptop stands for "freedom" in case you're wondering (true story) :-)
But in addition to everything you are getting today to transform your credit - there is one other very important thing you need...
Support
You need like-minded people who are on the same journey as you... to guide and mentor you...
until you reach your goals...
Which is why as an additional FREE bonus, when you order now...


You'll be joining our most successful members in the Smart Money Club private Facebook group.
Over 27,500 members are already inside, ready to help you maximize your success with the program.
Get all the help and support you need for a full two weeks absolutely free!
After that, you'll be billed just 29/mo and you can cancel any time. Plus get the Credit Secrets Audiobook FREE (normally $19.95)
Here's What Current Members Saying About The Smart Money Club:





But That's Not All
In addition to 24-hour access to the Smart Money Club Private Facebook group,
Where current Members are active, and all helping each other maximize their success with the program...
You'll also have access to our 8 Advanced Credit Secrets Units... to help you get the fastest results possible...
These exclusive Units include...
- 11 Money-Saving Challenges interest rates and fees on your business lines of credit
- The #SMC Home Show featuring over 40 stories and case studies of Members who have purchased their dream homes after working through the program
- The John Ulzheimer Expert Files in this video training series, nationally renowned credit expert John teaches you advanced Credit Secrets that can improve your scores even more!
- The Motivational Corner - this process is almost as much about Mindset, as it is about taking action. In this video series, our community manager Jenn C. will walk you through the mindset you need to succeed
Plus, Each Week You're Invited To A Special Members-Only Q&A Webinar

Where you'll have a chance to hang out, and get all your questions answered LIVE...
And win gift cards & prizes in our weekly giveaways!
And listen, if you don't want to try out the Smart Money Club, that's totally cool with me...
It's not required in order to get Business Credit Secrets and Credit Secrets for free today...
But I do hope you'll at least stop in, and see what it's all about...
There are new stories coming in each and every week from Members who are changing their financial lives for the better.
And I truly believe it can do the same for you too!

When you claim your free copy of Business Credit Secrets now, you're also getting 5 additional bonuses worth more than $451.
Just pay a small $6.95 shipping & processing fee, and you get everything FREE!
Here's What Can Happen When You Combine All This Insider Information

And of course I have to mention - Earnest's results are extrordinary...
I'm not telling you you can order this program and just magically get your hands on $107,000 in credit in 2 weeks...
And anyone who does try to tell you that, is lying to you.
Because how much business credit you get, depends on your individual situation...
But the bottom line is...
He is going to show you EXACTLY what he did... so then all you have to do is follow the path!
Whether you're just starting out, or you're already up and running...
When you just simply follow the steps inside Credit Secrets, and Business Credit Secrets...
The Possibilities Are Endless
And You Know What? I'll Stake My Entire Reputation On This One Promise
No questions asked!
And once you start using these Credit Secrets
Getting new new credit cards, credit lines, and loans for your business isn’t something you ever need to worry about again - or even think about.
Because this is something that you can do over and over again.
So, here’s what I want you to do now:
Set your calendar - set it to two weeks from today.
Because If you implement everything I’m going to share with you inside...
That’s when you should start seeing your first wins…
That’s how powerful this is.
Listen -
I Don’t Care How Many Times You’ve Tried To Get Credit… And Been Denied
I promise you this…
Anyone can get credit...
When they know the right steps to take...
This walks you through - step-by-step...
And ultimately, you want to know one thing..
Can you do this?
And my answer is:
Because over 500,000 others are doing it too right now
With almost 28,000 of them sharing their own credit secrets inside our private Smart Money Club FaceBook Community...
Here are some recent posts:

And Here's Another Reason You Too Can Do This
I already did all of the hard work for you.
I figured it all out.
Which means...there’s nothing for you to “figure out”.
Other than that, just to get your hands on the information inside this program, and most important of all - implement it!
That’s it…
These are the little-known 'Insider Secrets' of what it takes to secure thousands, tens of thousands... even hundreds of thousands of dollars in real usable business credit.
All I ask is that you pay a small one-time shipping & processing fee of just $6.95 to help cover our costs.
In your business life...
AND in your personal life.
Because not only can having great credit get you all the business credit you need and then some...
It can also save you hundreds of thousands of dollars on the biggest life purchases!
For example:

Shocking - I know...
And most people never even realize it...
So, now knowing this, let me ask you a question:
Because that 100-point change can mean the difference between all that money going to the bank's corporate account...
Or going into YOUR checking account...
Which would you rather it be?
I think we can both agree - the banks are doing just fine...
We don't need to give them any more of our hard-earned money than is absolutely necessary...
Which is why - if you want to finally get a "fair shake"...
- Step 1 - Business Credit Secrets 88-page Guide Discover the exact step-by-step process for securing real business credit for any new or existing business you are involved in... value... $29.95
- Step 2 - Credit Secrets 191-page eBook & Online Personal Credit-Improvement Program - Featured on national television shows like Larry King - this powerful program is now helping over 500,000 Americans improve their personal credit scores, and transform their financial lives for the better. It has quickly become the #1 do-it-yourself credit improvement program in America value... $39.95
- Step 3 - Credit Secrets Quickstart Guide Designed to get you started right away on your way to improving your scores! This "Jumpstart" is fast, easy, and has the potential to raise your scores by as much as 30 - 80 points... value... $19.95
- Step 4 - Private Smart Money Club Access - Including VIP Support and Weekly Q&A Webinars where you'll have a chance to hang out, get help, and get all your questions answered LIVE by our Member Success Squad... Plus - win gift cards & prizes in all of our weekly giveaways! value... $97
- Step 5 - Free 90-Minute Business Credit Accelerator Training In this special 90-minute tell-all training... Business Credit Secrets member Earnest Epps shows you the exact step-by-step process he used... to get $106,000 in business credit in only 30 days. value... $197

(Just Pay $6.95 Shipping)
Shipping via USPS Priority Mail
PLUS - Get the Digital Download version of the eBook and all your bonuses for Free! Delivered instantly. Start reading in the next 2 minutes.
Available For Instant Download
Those are your 6 steps to freedom and having all the credit you could ever need...
And that's not all, because...
- Page 147 Tells You Where You Can Apply For A Visa Signature Rewards Card With A Credit Limit Of Up To $25,000... Even If Your Credit Score Is In The Low 500s
- How To Get A Guaranteed $5,000 Line Of Credit In Under 7-Minutes - No Matter What Your Current Credit Score - (See Step 2 Inside!)
- Want A Car, But Have Bad Credit? Even If You've Had Previous Repossession Or Bankruptcy, You'll Plow Right Through Those Stop Signs On Page 153...
- A Little Known Government Agency That Can Resolve Stubborn Disputes For You In As Little As Two Weeks. And All It Takes Is A Few Minutes To Submit A Complaint At Their Not Very Well-Known Website, From Page 88. (This Organization Has Literally Recovered Hundreds Of Millions Of Dollars For Consumers...)
- Page 20 - Reveals Why You May Get Turned Down For A Loan, Even With A Good Credit Score - You'll Discover Why This Happens, And See Exactly What You Can Do About It.
- Page 124 - How To Remove Student Loans From Your Credit Reports... Plus - How You Can Temporarily Suspend Your Payments, Consolidate Multiple Loans Into 1 Easy And Lower Monthly Payment... And In Some Cases, Even Get The Loan Forgiven Entirely!
- Most Credit Bureaus And Creditors Use An Automated System For Responding To Requests To Have Items Removed. But This Trick On Page 80 Practically Guarantees That An Actual Human Being Will Have To Review Your Request, (This Dramatically Increases Your Chances Of Getting The Outcome That You Desire!)
- Page 43 - A Powerful '11-Word Phrase' You'll Use, That Makes It So No Bill Collector Can Ever Contact You Again. In Fact, This One Single Phrase Instantly Makes It Illegal For A Debt Collector To Even Dial Your Phone Number. (Instantly Putting YOU Back In Control Of The Situation)...
- Did You Know That Closing An Unused Credit Card Account Can Actually Hurt Your Credit Score? Before You Do This, You Must Know The Secret On Page 29
- Simple Score Tricks, That Grow Your Personal Credit Profile Faster Most People Think 'Paying Your Bills On Time' Is All You Can Do To Get High Credit Scores - You'll See Why They're Dead Wrong, And How You Can "Change The Rules Of The Game In Your Favor"
- And Much, Much More!
Plus -
We’ll also show you how to track your entire program using a specially designed tracker we've created for you...
An important part of the credit game is staying organized - this takes care of that for you - so you don't have to worry about it!
If freedom and profit from is what you seek, this is the ultimate guide on how to get it.
I realize this is free which is something some people would be skeptical about…
And you’re probably wondering:
“Why would you give this away for nothing?”…
So there has to be a “catch”…
But there is not.
The reason I am doing this is to help as many small business owners and entrepreneurs get the help they need through these turbulent times...
To not only survive, but to thrive - no matter what the economy, the government, or world events throw our way.
I'm literally giving you this entire book and all the additional bonuses, for FREE, as a means of "putting my best foot forward" and demonstrating real value to you.
All I ask is that you pay a small shipping & processing fee of only $6.95 to have it shipped to your door.
My hope is that you'll love it and this will be the start of a good business relationship for years to come.
But with all that said, there is ONE thing to keep in mind:
This Won’t Last Long

The truth is...
Credit Secrets and Business Credit Secrets alone sell for $39.95
And for this free offer, we are only able to give away a small number of copies before we have to start charging for it again...
Yes, I would love to be able to help everyone by giving this away for free to every small business owner in America...
But as I'm sure you can imagine that just isn't possible...
Because with the costs involved to keep everything up and running and helping people, I need to be able to cover our costs and pay our amazing team members.
But as of right now, we are still able to give away a few more free copies to business owners who need them...
Giving This Away Allows Me To Impact More People By Helping Them Build & Grow Their Business And Personal Credit Profiles
I consider that at true win/win...
Even though I take a loss when giving these away for free. I believe in paying my success forward.
Anyway - with all of that said, this is a limited offer.
You're Also Getting An Advanced 90-Minute Training, Free During this training, I'll walk you through exactly what's working right now in the business credit space.
And there's no charge for it. I want you to have this as my gift for checking out the book.
Plus I’m also including these 5 amazing bonuses valued at $451
Oh. And in case you're wondering ...
Yes.
Of course there's a money-back guarantee.
In fact, I think it's ...

Here’s the world’s best guarantee.
I know that before I get into anything…
…I’d like to know what I’m buying and that it’s backed by a solid guarantee.
And I want you to be comfortable with this.
And even though it will only cost you $6.95 shipping & processing to get your all access pass - you worked for that money and it counts.
Like my grandpa used to say “Test drive the car before you drive it off the lot”…
So here’s what I’ve arranged:
Claim your free copy now, read it through, but more importantly apply what you learn in there.
And if you’re not blown away by what you learn.
Then just shoot me an email and request a refund sometime within the next year.
I'll refund you your $6.95 shipping, and let you keep the Business Credit Secrets book free of charge.
How’s that for the world’s best money back guarantee? I’d say pretty good!
And since you’ve made it this far, I’ll assume that you’re ready to order, so with that in mind...
Remember - You're Also Getting An Advanced 90-Minute Business Credit Accelerator Training Free!
And there's no charge for it. I want you to have this as my gift for checking out the book.
Plus I’m also including these 5 amazing bonuses valued at $451
So with that in mind...

(Just Pay $6.95 Shipping)
Shipping via USPS Priority Mail
PLUS - Get the Digital Download version of the eBook and all your bonuses for Free! Delivered instantly. Start reading in the next 2 minutes.
Available For Instant Download
I’ll talk to you in our private FB Group that you’ll get instant access to as soon as you get inside.
Until then, to your success,

P.S. Remember, this special free offer is limited - and it comes with The BEST Money-Back Guarantee In The World.
Get it, read it, implement it, get results.
And if you’re not happy for any reason (and I mean ANY reason) - just let me know and we’ll refund you your $6.95 shipping fee - no questions asked - and you can keep the book!

- Discover the exact step-by-step process for securing real business credit for any new or existing business you are involved in (All explained on page 33)…
- WARNING: Your Business May Already Have Negative Credit Records You Don't Even Know About - discover the little-known site where you can check your business credit scores for free (See How Inside)…
- The Fastest Way To Start A Business From Home (if you don't already have one) - so you can start taking advantage of all the benefits of business credit (Located on page 6)…
- The 5 Highest Value Business Credit Types and how you can take advantage of each one - WITHOUT having to use your own personal credit (Located on page 8)…
- The hidden places (and communities) on the internet where you'll find unpublished limited-time rates, offers, discounts, and funding opportunities (Revealed on page 76)...
- The one credit card company who doesn't care how many hard inquiries you have - most do, and they can get you denied - but not this one! (Revealed inside your 90-minute free bonus training)...
- 6 Simple but crucial steps you MUST take, in order to maximize your chances of getting the highest and best business credit lines, credit cards and loans (these completed steps will cause lenders to bend over backwards to give you a fair deal on exactly what you're looking for) (See pages 13 -30)…
- The "2 In 60" Rule some lenders have, which can guarantee a denial no matter how high your credit score is... (Plus, a specific type of address lenders love to see for businesses they extend credit to) (Explained on Page 15)…
- The Truth About Corp Setup Services and a little-known alternatives that provides almost all the same things at less than half the cost! (Broken down on page 98)…
- The 2-for-1 Maximization Method for getting 2 credit accounts with only 1 credit inquiry... (and how you can use it to double your credit lines instantly!) (Revealed inside your 90-minute free bonus training)...
- Avoid This Business Structure At All Costs! 0(the wrong set-up can disqualify you for funding, and put you at serious risk of lawsuits...) You'll discover the best, fastest way to set up or re-structure your entity to maximize your business credit eligibility... (Illustrated on page 16)…
- A Little-Known Kind Of Credit Account That Will Approve Credit From A Business With A Blank Credit Profile (Revealed on page 69)…
- The 1 Thing You MUST Do First Before Getting A Revolving Credit Account For Your Business (Turn to page 75)…
- 15 Alternative Funding Sources Where You Can Get Business Credit In Addition To Your "Main" Accounts And Credit Cards... (Explained on page 81)…
- The Maximum Amount Of Accounts You Should Apply For Each Month (Don't go over this line, or your risk of getting denied will skyrocket!) (Check out page 69)…
- What You Need To Know About The 3 Major Business Credit Reporting Agencies (And how to make sure you maximize their reporting, so you can build your business credit profile fast!) (Revealed on pages 53 - 58)…
- REVEALED: The Business Credit Scoring Model (HINT: Business and personal credit scores are calculated very differently... now you will to know how to get the highest scores for both!) (Read about it on page 53)…
- The Little-Known Secret That Boosts Your Business Credit Score From Average, Into The Top Tier (And how doing it can fast-track your approvals for lines of credit) (Flip to page 53)…
- Why Starting Out With A Standard Bank Loan Is The Worst Thing You Can Do! (Start out with these 2 specific accounts FIRST - or risk being denied without a second look) (Outlined on page 64)...
- How To Save Thousands Per Year On Your Merchant Processing - (And how to make absolutely sure your provider isn't "skimming" off the top by charging you more)... (Revealed inside - Instant Access)...
- 2 Online Sources We Used To Get $365,000 Worth Of Business Credit... (these little-known sites are ready and willing to offer credit if you qualify - I'll show you how!) (Revealed inside - Instant Access)...
- The ultimate list of my small business tools and resources (I use daily) - and one you will definitely want to start using A.S.A.P. (Revealed inside - Instant Access)...
- 90-Minute Behind the scenes training with Business Credit Secrets Member Earnest where you'll discover step-by-step how he got over $260,000 in business and personal credit... (using the same exact information you're about to have access to!) (Revealed inside - Instant Access)...

Because we want to help our fellow small business owners all across America who are being affected by recent events... I've decided to give this important information away, for free.
These are the little-known 'Insider Secrets' of what it takes to secure thousands, tens of thousands... even hundreds of thousands of dollars in real usable business credit.
All we ask is that you pay a small one-time shipping & processing fee of just $6.95 to help cover our costs.




This is for business owners and entrepreneurs who are tired of doing things the hard way.
If you are looking to get business credit, but avoid all the struggles, the denials, and all the frustration it normally takes - then this free 88-page guide could be the solution you've been looking for.
Business Credit Secrets is a book, and online course with a systematic approach to getting business credit for almost any new or existing business.
The information revealed inside is not based on "theory". These are tested, and proven strategies, that are working RIGHT NOW in the real world helping thousands of business owners all across the country to get the credit they need.
This is designed to help you the credit you need to turn your business into the successful venture you always knew it could be - no matter what the economy tries to throw at you.
It will not only give you confidence, but you'll also have the opportunity to use it to help others like friends and family members upgrade their business credit game too.
This special offer really is special. We wanted to make it so good that you'd feel silly for passing it up if getting business credit is of any interest to you.

Business Credit Secrets 88-Page Guide - Shipped To Your Door
Inside, you'll discover the whole Business Credit Secrets system step-by-step. This comprehensive guide will be rushed straight to your door!
PLUS - you'll get Instant Access to the digital eBook version so you can get started immediately!
(29.95 value - Yours FREE Today)

Featured on Larry King Special Report, this guide is already empowering more than 500,000 Americans with the secrets of improving your credit scores...
($49 value) - Yours FREE Today

Jump-Start your success with this QUICK-Start guide so you can get closer to freedom faster.
($19.95 Value Yours FREE Today)

Designed to get you quick wins, this special video series that will accelerate your path to results.
($97 Value) Yours FREE Today

Get all the help and support you need from our most successful members - like minded people on a similar mission as you!
($97 Value - Yours FREE Today)

Watch as BCS Member Earnest walks you step-by-step through how he got over $106,000 in business credit!
($197 Value - Yours FREE Today)
Business Credit Secrets gives you the little-known "insider information" showing you proven ways to secure credit for your current business, or any new venture you are just starting...
Saving you from all the work, research, denials, and hassles that normally come along with trying to get business funding
We do things different by showing you how to improve your personal credit score so you can maximize your business credit getting results
Well - everything you're getting is free, (we do just ask that you cover $6.95 for shipping & processing to get it to your door)
Yes, you get a FULL YEAR to try out Business Credit Secrets, and if for any reason you find that it's not right for you, just send us an email, and we'll refund your shipping fee - no questions asked!
MYou can even keep the book and all your bonuses as our way of saying thank you for trying it out.

Because we want to help all the small business owners across America who are being affected by recent events... I've decided to give this important information away, for free.
These are the little-known 'Insider Secrets' of what it takes to secure thousands, tens of thousands... even hundreds of thousands of dollars in real usable business credit.
All we ask is that you pay a small one-time shipping & processing fee of just $6.95 to help cover our costs.


- "We are hearing from far too many small businesses, today, that they are being shut out of the Paycheck Protection Program forgivable loan program"
NFIB President Brad Close...4/13/20

- "One of the key challenges for small businesses is access to cash. Running any business is a risky endeavor; however, small businesses are particularly vulnerable"
Harvard Business Review ...3/27/20

- "Small-Business Aid Funds Run Dry as Program Fails to Reach Hardest Hit"
NY Times ...4/20/20

- "The [Paycheck Protection] program also has been criticized for enabling scores of publicly traded companies...to receive loans thanks to a controversial provision benefiting the hospitality industry."
USA Today...4/23/20

- "The Heroes Act would be the fifth major economic relief package, and with a $3 trillion price tag it would also be by far the largest.""
Forbes ...5/13/20



Because we want to help all the small business owners across America who are being affected by recent events... I've decided to give this important information away, for free.
These are the little-known 'Insider Secrets' of what it takes to secure thousands, tens of thousands... even hundreds of thousands of dollars in real usable business credit.
All we ask is that you pay a small one-time shipping & processing fee of just $6.95 to help cover our costs.
Willis Got Approved For A New $25,000 Credit Card

Allen Loves To Travel - And He Just Got A New Delta Skymiles AmEx Card!

$20,000 Personal Loan And A $10,000 American Express Card For Heather!

Shandreca Got $6,500 From Navy Federal Credit Union

Tangie Got $20,000 With NFCU 🎉

And Lavon Got $25,000 From NFCU!

Timothy Got His Best Card In Years He Says - $7,500 Approved!

Logan Was Able To Get A $20,000 Visa

Michael Is Loving His Brand New Dodge Ram 1500 Pickup Truck!


Because we want to help all the small business owners across America who are being affected by recent events... I've decided to give this important information away, for free.
These are the little-known 'Insider Secrets' of what it takes to secure thousands, tens of thousands... even hundreds of thousands of dollars in real usable business credit.
All we ask is that you pay a small one-time shipping & processing fee of just $6.95 to help cover our costs.


Featured on national television shows like Larry King - this powerful program is now helping over 500,000 Americans improve their personal credit scores, and transform their financial lives for the better

Designed get you started QUICKLY so you can get closer to freedom faster.

Get started QUICKLY with this mini video series that will accelerate your path to results.

Get among our most successful members - like minded people on a similar mission as you!

Watch as Earnest walks you step-by-step through how he got over $100,000 in business credit!

Jay Hannon spent 5 long years "behind-the-scenes" inside the credit industry.
After publicly revealing a credit score loophole that wound up helping over 500,000 consumers improve their credit scores, Jay was forced into hiding, for fear of legal action by his former employer.
He has now re-emerged with a new mission to help 1 million small business owners across the USA discover the TRUTH about how to get business credit.






Cathy Sherman Roseville, CA
CJ Johnson San Diego, CA
Damon Hall Bowie, MD
James M Santa Monica, CA
Jenn Cartright Corsicana, TX
Mario W Cleveland, OH
Trent B. Ankeny, IA
Tracey P. Greenwood, DE
John G. Carson, CA

Because we want to help all the small business owners across America who are being affected by recent events... I've decided to give this important information away, for free.
These are the little-known 'Insider Secrets' of what it takes to secure thousands, tens of thousands... even hundreds of thousands of dollars in real usable business credit.
All we ask is that you pay a small one-time shipping & processing fee of just $6.95 to help cover our costs.